Blog article and images are provided from Vibrant Living
Buying a home isn't just about getting a place to live; it's an investment for the long term and part of your playbook for success. In fact, the net worth of homeowners is nearly 45 times that of renters.*
Don't fumble your financial future. Talk to me to learn more about the wealth-building power of homeownership today!
Money doesn't grow on trees. But your home? That's another story.
Blog article and images are provided from Vibrant Living
Do you realize your home equity can be one of your greatest financial resources?
It's true that as you pay down your mortgage, you build equity (the amount of your home you actually own). But as your home appreciates in value each year, it also helps you build equity without having to lift a finger. This equity becomes a valuable asset you can leverage to help you meet other financial needs.
The Power of Appreciation
Since 1991, home values have increased an average of 3.6% each year, according to the Federal Housing Finance Agency's (FHFA) House Price Index (HPI). Just in the past year, home prices went up an average of 6.9% across the country.
The chart below shows how home prices have generally risen over the past 27 years. As you can see, current home values have bounced back well over the peak of the housing bubble. That means, based on appreciation alone, there's a good chance that you may have equity to tap into.
Blog article and images are provided from Vibrant Living
When you stop to look around your home after the holidays, does it seem as though you’ll never find a place for all the new toys and gadgets? Or perhaps your home is just long overdue for some reorganizing. Fear not! With some simple tips for decluttering and rearranging, you’ll set the tone for the whole year and keep your belongings exactly where they should be.
Warm for the Winter: How to Heat Your Home While Saving Energy and Money
Blog article and images are provided from Vibrant Living
Do you get chills just thinking about your utility bills during wintertime? If your answer to a drafty home is to simply crank up the furnace, you’ll not only pay for it, but you could also be wasting energy and depleting more natural resources in the process. Instead of making your heater work overtime, here are ways you can reduce your energy consumption and still keep your home warm and toasty this winter.
According to the Environmental Protection Agency (EPA), heating accounts for 45% of energy use in homes and pumps out 292 million metric tons of carbon dioxide (CO2) emissions each year. The more CO2 we release into the atmosphere, the more we hinder the earth’s ability to maintain balance, which has a variety of negative implications. That’s why, the less energy you use to heat your home, the better it is for Mother Nature (and your wallet!).
Blog article and images are provided from Vibrant Living
